Aditya Birla Idea Payments Bank Limited (hereinafter referred to as the “Bank/We”) owns and maintains this website and its content for your information, education, communication and to facilitate communication between you and the Bank. You are free to browse the website and access its content. You may download the content displayed on the website for noncommercial, personal use only, provided you also retain all copyright and other proprietary notices displayed on such content. You shall not, however, distribute, modify, enter into a database, transmit, license or use the contents of the website for commercial purposes, including the data, text, images, audio, and video without the prior written permission of the Bank. Your access and use of the website is also subject to all applicable laws. By accessing and browsing the website, you accept, without limitation or qualification, these terms and conditions.

You shall not use the Bank website for any purpose that is unlawful or prohibited by these terms. You shall not use the bank website in any manner that could damage, disable or impair the website or interfere with any other party's use or enjoyment of the website.

You acknowledge that the software and hardware underlying the Bank website as well as other Internet related software which are required for accessing this website, are the legal property of the respective vendors/Bank. The permission given by the Bank to access the Bank website will not convey any proprietary or ownership rights in the such software/hardware.

Products and services offered on this website are available only in restricted geographical regions as indicated therein and subject to fulfilment of applicable eligibility criteria. This Site does not offer any products or services to citizens of or in the jurisdictions whose laws conflict with, differ from, or provide higher requirements than those necessitated by, the laws of the Republic of India. The information contained in the Bank website is not intended to provide professional advice. Persons accessing the website should obtain appropriate professional advice when necessary. Aditya Birla Idea Payments Bank Limited (“ABPB”) acts as the Master Policy Holder of Aditya Birla Sun Life Insurance Company Limited / Aditya Birla Health Insurance Co. Limited. Group insurance is underwritten by Aditya Birla Sun Life Insurance Company Limited / Aditya Birla Health Insurance Co. Limited.

The Bank may use cookies for storing visitor preferences, profiling visitors and tracking visitor behavior on its website. By visiting the website, you acknowledge, accept and expressly authorize the Bank for the placement of cookies on your computer/device.

Privacy and Intellectual Property Rights
You may refer the Privacy policy of the Bank to understand how the Bank treats the data/information collected by it. By using Bank services/products, you agree to such usage of your data by the Bank. In addition to other legal remedies available with the Bank, the Bank reserves the right to terminate your access to Bank website if it suspects that you are in violation of any of its terms and/or have infringed intellectual property rights of the Bank.

Usage of Bank services/products does not give you ownership of any intellectual property rights in our services/products or the content you access. Right to access the website content does not grant you the right to use any branding or logo used in such content. You shall not remove any marks, symbols or notices displayed with the content.

Warranties and Disclaimers
Apart from what is expressly set out in these terms or additional terms specified by the Bank elsewhere, neither the Bank nor its distributors/correspondents/agents make any specific promises about the services/products. The Bank provides the services/products on an “as is” basis. To the extent permitted by law, Bank excludes all warranties.

Hyperlink / Linked website
This website may contain links to websites controlled or offered by third parties. The Bank hereby disclaims liability for any information, materials, products or services posted or offered at any of the third party websites linked to this website. By creating a link to a third party website, we do not endorse or recommend any products or services offered or information contained at that website, nor are we liable for any failure of products or services offered or advertised at those websites. Such third party may have a privacy policy different from that of the Bank and the third party website may provide less security than this website. Please be mindful that when you click on a link and leave our website, you will be subject to the terms of use and privacy policies of the other website that you are going to visit.

Though the Bank will take steps to prevent introduction of virus and other such destructive materials on the website, it does not represent, warrant or guarantee that the website or the content downloaded from the website or linked websites do not contain such virus or destructive materials. Bank is not liable for any damage or harm attributable to such virus or destructive materials. The Bank does not warrant that the website or functions thereof will be uninterrupted or free of any error or defect.

You have sole responsibility for adequate protection and back up of data and/or equipment and for undertaking reasonable and appropriate precautions to scan for computer viruses or other destructive properties. We make no representations or warranties regarding the accuracy, functionality or performance of any third party software that may be used in connection with the website.

About these Terms
The Bank may modify these terms or any additional terms that apply to a service/product to reflect change in law/its policy, with prior notice (if applicable). You should look at the terms regularly. Changes effected due to change in applicable law shall be effective immediately. If you do not agree to the modified terms for a service/product, you should immediately intimate the Bank and discontinue your use of that service/product. If there is a conflict between these terms and the additional terms, the additional terms shall prevail to the extent of the conflict. These terms control the relationship between the Bank and you. They do not create any third party beneficiary rights.

The Bank reserves the right to take appropriate action in case you violate any of these terms or any additional terms. No failure or delay in taking such action shall operate as a waiver thereof. The law of India shall apply to any disputes arising out of or relating to these terms or the services/products and Courts of Mumbai shall have exclusive jurisdiction over such disputes.